About Virtue
Specialty underwriters whose mission is to add value to everything we touch, from application to claims.
Virtue Risk Insurance Services was launched in April 2014 in Pearl River, New York, as a provider of custom commercial underwriting solutions. We are program managers and long-term company underwriters who support wholesale agents with specialty products in all fifty states.
Our value proposition is simple: quality service, solid coverage, competitive pricing and stable risk management alternatives that bring long-term value to our business partners. With more than sixty-five years of combined experience in underwriting, consulting and risk management, our team works closely with carriers and wholesalers to deliver custom solutions in a disciplined, focused way.
We write annually renewable, relatively low-limit policies for small and middle-market commercial service businesses. Our products are built for consultants, contractors and engineers, and accommodate general liability, environmental and professional risks across many classes. Through our carrier partners we can also offer excess, primary workers' compensation and property coverage.
Our ultimate goal is to operate for the greater good, and to use a healthy portion of our profits to invest, create jobs and support worthy charitable causes.
Core virtues
What we bring to every relationship
The company is named for them, and we hold every underwriting decision to them.
- Wisdom
- Responsibility
- Preservation
- Diligence
- Humility
- Patience
- Philanthropy
Guiding principles
How we treat agents and insureds
- We are a professional team with a long history of underwriting discipline, service and consistency.
- We never waste anyone's time. Time is the most valuable resource any of us have.
- We have the authority and autonomy to make quick, responsible underwriting decisions.
- We listen to your risk and present the options that make sense. If a responsible competitor has the better solution, we will say so.
- We will never respond with an unsupported answer or position.
- We are results oriented, and we value and reward loyalty from employees, partners and clients.
- We treat every business partner and client like part of one large family.